Privacy Policy
The purpose of this Privacy Policy is to inform you of how Ad Practitioners (Company or we or our or us) collects, uses and discloses the personal information we collect from you when you visit www.fix1.refinancetool.site or any other website that we own or operate (the “Websites” or the “Sites”), how such information will be used by the Company (as defined below), its Advertising Partners, and/or other persons or entities with whom such information may be shared, as well as your choices regarding the collection, use and distribution of such information and the security procedures that we have implemented to protect your privacy. Please read this policy carefully to understand our policies and practices regarding your information and how it will be handled. By continuing to use the Websites, you expressly agree to be bound by this Privacy Policy, as amended from time-to-time by the Company at its sole and absolute discretion. You further agree to regularly review this Privacy Policy to ensure that you are familiar with Company’s most-current policies and practices. Your continued use of the Websites after we make changes is deemed to be acceptance of those changes. If you do not agree with our policies and practices, you must not use the Websites.
If required by law, we will make reasonable efforts to contact you about material changes or updates to this policy: if you have provided us with an email address, you agree that we may email you a notice regarding such changes or updates; if you have not provided us with an email address, you agree to view this page periodically and when our site informs you that this Privacy Notice has been updated.
What This Policy Applies to
This policy applies to information we collect:
- On the Websites
- In email, text, and other electronic messages between you and Company
- When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Privacy Policy
- When you provide information to us when requesting services
This Privacy Policy also applies to information collected by us online, whether in writing or orally (if recorded) or through any other means, including on any other website operated by us or any third party, or any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Websites.
Children
These Websites are not intended to provide services or sell products to persons under the age of 13 without the consent and involvement of a parent or guardian. If you are under 13, you may use this website only with the involvement of a parent or guardian. By using the Websites, you represent and warrant that you are either at least 13 years old, or are using the services offered by these Websites with the supervision and involvement of a parent or guardian 13 years of age or older. The Company does not provide its services to children, nor do we collect any personal information from children under 13. Children as defined in the Children,s Online Privacy Protection Act of 1998, and for purposes of this Privacy Policy, means persons under the age of 13. If you are a child, please exit this site immediately. We will delete any personal information we have received or collected from a child under the age of 13 without parental consent. If you believe we might have information from or about a child under the age of 13, please contact us at news@incrediblerefinance.com.
Information Collected
We collect several types of information from and about users of our Websites, including information:
- That personally identifies you, such as your name, postal address, email address, telephone number, or any other information that would allow you to be contacted online or offline (“personal information”)
- That is about you but does not identify you individually, such as the languages you speak or can read
- About your internet connection, the equipment you use to access our Websites, and usage details
We collect this information in several ways, either:
- Directly from you when you provide it to us
- Automatically as you use the Websites. Automatically collected information may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies
- From third parties, such as our business partners
The information we collect on or through the Websites may include:
- Information that you provide by filling in forms on our Websites, such as our various Contact forms on our Sites. This includes information you provide at the time of registering to use our Websites or suggest a business. We may also ask you for information when you report a problem with our Websites
- Records and copies of your correspondence (including email addresses), if you contact us
- Your responses to surveys that we might ask you to complete
- Details of transactions you carry out through our Websites with our business partners
- Your navigation across the Websites
You may also provide information to be posted or displayed on public areas of the Websites, or transmitted to other users of the Websites and third parties, such as customer comments and reviews (collectively, User Contributions). Your User Contributions are posted on and transmitted to others at your own risk.
- Details of your visits to our Websites, including traffic data, location data, logs, and other communication data and the resources you access and use on the Websites
- Information about your computer and internet connection, including your IP address, operating system, and type of browser
We may use automatic data collection technologies to gather information about your online activities on our Websites over time and across third-party websites or other online services for behavioral tracking. For example, we may use various widgets and other tracking technologies to understand how you use the Websites and what information you search for. You can also opt-out by sending an email to news@incrediblerefinance.com.
Automatically collected information may include personal information or non-personal information that we associate or link to personal information that we collect in other ways, including from third parties. This helps us improve our Websites and deliver a better and more personalized service, including allowing us to
- Estimate our audience size and usage patterns
- Store information about your preferences, allowing us to customize our Websites according to your individual interests
- Speed up your searches
- Recognize you when you return to our Websites
The technologies we use to automatically collect data may include:
- Cookies: Cookies are pieces of information that are transferred to your computer from a web server. They help us recognize repeat visitors and improve the quality of our services. Cookies keep our Websites secure by allowing us to detect activity that might violate our rules and Terms of Use. Most browsers are set up to accept cookies, but you can change your settings to have your browser notify you when you receive a new cookie or to refuse to accept cookies. Blocking or deleting cookies might prevent you from making the most of our services
- Web Beacons: Pages of our Websites and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that let Company get website-related statistics, such as the number of users who have visited certain pages or opened an email
Third-Party Use of Cookies and Other Tracking Technologies
Some content or applications on the Websites, including advertisements, are served by third-parties, including advertisers, ad networks, ad servers, content providers, and application providers. These third parties may use cookies alone or together with web beacons or other tracking technologies to collect information about you when you use our Websites. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.
We do not control third parties tracking technologies or how they might use them. If you have questions about an advertisement or other targeted content, you should contact the responsible provider directly.
Do not track
You may have a feature in your browser that allows you to change your settings to do not track. We are required to disclose whether the Site honors the “do not track” setting in your browser. We have developed the Site to provide a consistent interface and operability to all users, and thus we do not honor your browser,s do not track function.
How we use your information
We use information that we collect about you or that you provide to us, including any personal information:
- To present our Websites and its contents to you
- To provide you with information, products, or services that you request from us
- To fulfill any other purpose for which you provide it
- To provide you with notices about your account, including expiration and renewal notices
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and us
- To notify you about changes to our Websites or any products or services we offer or provide through it
- To allow you to participate in interactive features on our Websites
- To deliver our review services to you
- In any other way we may describe when you provide the information
- For any other purpose with your consent
- To comply with any relevant laws, regulations, ordinances, rules, directives, or statutes
If you choose to opt-in to receive marketing materials from us, we may use your information to contact you about our own and third-parties goods and services that may be of interest to you. If you do not want us to use your information in this way, please disable cookies used by our website or click the unsubscribe link at the bottom of any marketing emails you may receive from us. You can also opt-out by sending an email to news@incrediblerefinance.com.
The security of your personal information is very important, and we take a number of steps to safeguard it. For example, we limit access to personal information to those employees or agents who assist us in providing requested products and services to you and maintain physical, electronic, and procedural safeguards that comply with or exceed federal standards to guard personal information about you.
Legal Bases for Processing (For EEA Users)
If you are an individual in the European Economic Area (EEA), we collect and process information about you only where we have a legal basis for doing so under applicable EU laws. The legal basis depends on the services you use and how you use them. This means we collect and use your information only where:
- It is necessary for the performance of a contract, such as to provide you with the services you requested, including to operate the services, provide customer support and personalized features, and to protect the safety and security of the services, including all processing necessary for the performance of our contract(s) with you
- It satisfies a legitimate interest that is not outweighed by your data protection rights and interests, such as for research and development, to market and promote our services, and to protect our legal rights and interests
- You give us consent to do so for a specific purpose
- We need to process your data to comply with a legal obligation
All of our information, including the data we collect about you described in this policy, is stored in the United States of America
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
We may disclose personal information that we collect or you provide as described in this privacy policy:
- To our subsidiaries and affiliates
- To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them
- To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Ad Practitioners assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Ad Practitioners about our Websites users is among the assets transferred
- To fulfill the purpose for which you provide it
- For any other purpose disclosed by us when you provide the information
- With your consent
We may also disclose your personal information:
- To comply with any court order, law, or legal process, including to respond to any government or regulatory request
- To enforce or apply our Terms & Conditions or Privacy Policy and other agreements
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Ad Practitioners, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Choices About How We Use and Disclose Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
- Marketing Emails.You can review and change your personal information in our marketing systems by using the unsubscribe function on our marketing emails
- Tracking Technologies and Advertising.You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, some parts of the Websites may become inaccessible or not function properly
- Promotional Offers from the Company.If you do not wish to have your contact information used by the Company to promote our own, you can opt out by checking the relevant box located on the form on which we collect your data. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions or use the opt-out feature in the email
Third party links
The Website contains links to websites operated and maintained by third parties over which Company has absolutely no control. Any information you provide to third party websites will be governed under the terms of the privacy policy of those respective third parties. Accordingly, we strongly encourage you to investigate and ask questions before disclosing any information to the operators of third party websites, and to familiarize yourself with their privacy practices by reviewing their privacy policies.
inclusion of third party websites on or through our Websites in no way constitutes an express or implied endorsement of such websites’ policies.
If you have any questions regarding Company,s Privacy Policy and or related practices, please feel free to contact us at news@incrediblerefinance.com.
Your rights
You have the right to know what data is being collected from you, where it,s being processed, how it,s being used, how long it is stored for, and who we share the information with. If you have consented to our use of information about you for a specific purpose, you have the right to change your mind at any time, but this will not affect any processing that has already taken place. Where we are using your information because we or a third party have a legitimate interest in doing so, you have the right to object to that use. However, in some cases, this may mean no longer using the Websites or our services. You may also request that we transfer or erase your personal data.
Changes to privacy policy
If Company,s Privacy Policy or procedures change, Company will immediately post those changes to the website. Any such changes will be effective immediately upon being posted, unless otherwise stated in the change.